Category Archives: Ask Betsy

Q. I need to sell my home quickly and I heard about your Insta-Offer program, can you tell me more about this?

A. If you need to sell your home in a short amount of time and you don’t want to deal with showings, repairs and open houses, one great option is Pepine Realty’s Insta-Offer program. After meeting with you and evaluating the home, within 24 hours, we will send you a cash offer on your home. You can choose to accept or deny the offer. If you accept, we’ll work with you on a closing date. For more information please visit www.pepinerealty.com/insta-offer/ or call our office at 352-226-8474.

Q. I bought a house in March last year that was already homesteaded. Do I need to do anything this year to make sure my house is still homesteaded or does the homestead just transfer over to me?

A. The homestead you received last year was from the prior owner and was determined by the status of the property on January 1 st of 2019. When that seller moved, the homestead was removed from your
house so you do need to apply for it this year if you want your house homesteaded. You have until March 1st, but I recommend you do it as soon as possible. Go to the Alachua County Property Appraiser’s Office with your deed, driver’s license and social security numbers of all parties on the deed. Complete the simple paperwork and you are done. Once you have applied for homestead once, it renews automatically each year until you move. When you sell this house, the new owner will have to do the same to keep the homestead.

Q. What does the “home warranty” sign mean on homes I see for sale?

A. A home warranty is a warranty that a buyer or seller can buy to cover the appliances and systems in a home. It is more common to see this offered on older homes to help assure the buyer that they will be covered if something fails them during the year. They are typically renewed each year and they are offered “cafeteria-style” so you and pick and choose which items you want covered. I’m not in favor of offering them as an incentive when you go to sell your home because I’ve never seen this be a “deal-breaker” for a buyer. If it comes up in the negotiations, most sellers do agree to purchasing one because
they are relatively inexpensive for the peace of mind they bring.