Preferred Service Providers

Home Warranty of America – (888) 492-7359

“Whether you are planning to sell your home, buy a new one, or just staying in your home, we can save you money and time, and bring you peace of mind when you need it most.”


Down Home Inspections is a preferred provider for Pepine Realty

Down Home Inspections – (352) 514-1925

“Down Home Inspections is your best bet for trustworthy inspection services. Our inspector relies on more than a decade of experience in the construction industry to look for issues with your property.”




Envoy Mortgage

Envoy Mortgage is a Pepine Realty preferred service provider
(352) 514-1829

“Our goal is to help you finance your dream home and ensure that you have a seamless, smooth mortgage experience. Your peace of mind during the loan process is our priority.”

Nations Lending

Nations Lending is a Pepine Realty preferred service provider
(352) 505-5040

“As an expert Personal Mortgage Advisor, I have the knowledge and resources you need in order to stay current with market conditions and frequently changing mortgage programs.”

Cross Country Mortgage

Cross Country Mortgage is a Pepine Realty preferred service provider
(352) 448-6403

“With over 16 years experience in the residential mortgage industry, David specializes in structuring lending solutions for home buyers, while providing competitive price and superior customer service.”

Union Home Mortgage

(305) 901-3499

“An industry veteran with over 19 years experience in the mortgage business, I am an expert in FHA, VA, USDA, Construction, Renovation, and Jumbo lending. I look forward to helping you with you home buying journey!”

Future Home Loans (Saint Augustine)

Future Home Loans is a preferred service provider for Pepine Realty.

(904) 494-6000

“We’re dedicated to providing you with out of this world service and the perfect loan option crafted specifically for you.  Our goal is to help you reach your dream of Future Homeownership.”



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